Credit cards are every shoppers dream. All you do is smoothly slide your golden-colored (or whichever color you have) credit card through the machine, and instantly you have anything you wish in your posession. You name it, food, toys, electronics, sports equipment.
Almost everything can be bought with a credit card these days, that you probably already knew. But tell me, did you know these ten things about your credit card?
Over at The Consumerist, they’ve assembled an interesting list of the 10 things you didn’t know about credit cards. The whole list is really interesting, so be sure to check it out via the link below. Here are a few I found the most interesting:
2) The Maximum Liability For Unauthorized Use Of A Credit Card* Is $50 According To Federal Law
The Fair Credit Billing Act protects you from suffering damages due to unauthorized use of your credit card. If you report a lost or stolen card before anyone uses it, you are not responsible for any charges. If you do not report it before an unauthorized use you are liable for a maximum of $50.6) Many Credit Cards Have Programs That Will Automatically Double The Manufacturer’s Warranty And Other Excellent Benefits
We get a lot of complaints that can be easily solved by the complainee’s credit card company. We’ve helped readers get laptops replaced out of warranty, and helped them get their money back when Best Buy sold them a box full of bathroom tile instead of a hard drive. Your card may come with extended warranty protection, 90 day accidental damage protection that includes vandalism, rental car insurance, road side assistance, baggage insurance, and return protection. You should be aware of what benefits your credit or debit card offers so that you remember to use them when you need them.
Interesting huh?
Here’s the link:
from The Consumerist [10 Things You Might Not Know About Your Credit Card]
by Jo Jo Sands
24 Dec 2009 at 14:18
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